TDB — Texas Department of Banking

Overview: The Texas Department of Banking (TDB), established in 1905, is a state-level regulatory agency intended to ensure that Texas has a safe, sound and competitive financial services system. Its mission is to protect consumers, maintain financial stability and promote banking development. TDB charters, regulates and examines state-registered commercial banks, trust companies, money services businesses and other financial entities. As of 1992, TDB regulated 530 state-chartered banks with total assets exceeding US$45 billion. Key functions: Bank chartering and regulation: issuing state bank charters and overseeing banks’ financial condition, management practices and information technology...